/* FinanzDuett – Shared Styles */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#1B2A4A;--teal:#4ECDC4;--coral:#FF6B5B;--bg:#F8F9FA;--text:#1A1A2E;--font:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.6;font-size:16px}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}

/* Header */
.site-header{background:var(--navy);color:#fff;padding:1rem 2rem;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.5rem}
.site-header .logo{font-size:1.4rem;font-weight:700;color:#fff;text-decoration:none}
.site-header .logo span{color:var(--teal)}
.site-header nav a{color:#fff;margin-left:1.5rem;font-size:.95rem;opacity:.85;transition:opacity .2s}
.site-header nav a:hover{opacity:1;text-decoration:none}

/* Footer */
.site-footer{background:var(--navy);color:rgba(255,255,255,.7);text-align:center;padding:2rem 1rem;font-size:.85rem;margin-top:4rem}
.site-footer a{color:var(--teal)}
.site-footer .footer-links{margin-top:.5rem}
.site-footer .footer-links a{margin:0 .75rem}

/* Container */
.container{max-width:900px;margin:0 auto;padding:2rem 1.5rem}

/* Hero */
.hero{text-align:center;padding:4rem 1.5rem 3rem;background:linear-gradient(135deg,var(--navy) 0%,#2a3f6e 100%);color:#fff}
.hero h1{font-size:2.8rem;margin-bottom:.5rem}
.hero h1 span{color:var(--teal)}
.hero .tagline{font-size:1.5rem;font-weight:600;margin-bottom:.5rem}
.hero .subtitle{font-size:1.1rem;opacity:.85;max-width:600px;margin:0 auto 2rem}
.hero .badge img{height:54px}

/* Features */
.features{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem;margin-top:2rem}
.feature-card{background:#fff;border-radius:12px;padding:1.5rem;box-shadow:0 2px 8px rgba(0,0,0,.06)}
.feature-card .icon{font-size:1.8rem;margin-bottom:.5rem}
.feature-card h3{color:var(--navy);margin-bottom:.4rem;font-size:1.05rem}
.feature-card p{font-size:.92rem;color:#555}

.section-title{text-align:center;font-size:1.8rem;color:var(--navy);margin-bottom:.5rem}
.section-subtitle{text-align:center;color:#666;margin-bottom:2rem}

/* Privacy / Support pages */
.page-title{font-size:2rem;color:var(--navy);margin-bottom:1.5rem;padding-bottom:.5rem;border-bottom:3px solid var(--teal)}
h2.section-heading{color:var(--navy);margin:2rem 0 .75rem;font-size:1.25rem}
.legal p,.legal li{margin-bottom:.5rem;font-size:.95rem}
.legal ul{padding-left:1.5rem}
.lang-divider{margin:3rem 0;border:none;border-top:2px dashed var(--teal)}

/* Accordion (CSS-only) */
details{background:#fff;border-radius:8px;margin-bottom:.75rem;box-shadow:0 1px 4px rgba(0,0,0,.06)}
details summary{padding:1rem 1.25rem;font-weight:600;cursor:pointer;list-style:none;position:relative;color:var(--navy)}
details summary::after{content:'+';position:absolute;right:1.25rem;font-size:1.3rem;color:var(--coral);transition:transform .2s}
details[open] summary::after{content:'−'}
details .answer{padding:0 1.25rem 1rem;font-size:.93rem;color:#555}

/* CTA */
.cta-box{background:var(--navy);color:#fff;border-radius:12px;padding:2rem;text-align:center;margin-top:2rem}
.cta-box a{color:var(--teal);font-weight:600}

/* Responsive */
@media(max-width:600px){
  .hero h1{font-size:2rem}
  .hero .tagline{font-size:1.2rem}
  .site-header{flex-direction:column;text-align:center}
  .site-header nav a{margin:0 .75rem}
}
